Many people find the discussion of long-term care a difficult topic to discuss with their families, not to mention their insurance agent or financial planner.  And even though denial may be a great coping strategy, it does not help when you find yourself in a crisis.   

The irony is that most people who are interested in getting long-term care insurance are those who already have had a change in their health, and they now understand they may be uninsurable.  For those who are in good health, it is hard to imagine that the statistics will apply to them.  

Many diagnoses will eliminate you from qualifying for coverage.

Memory Loss
Multiple Sclerosis
Parkinson’s Disease
Dementia
Cirrhosis of the Liver
Some Cancers
Stroke
Multiple TIAs (mini strokes)
Insulin Dependent Diabetes (with some policies)
Many more 

Someone once said, “You buy long-term care insurance with your health, and pay for it out of your assets or income.”  Don’t plan ahead to be in a crisis.  Get the information today so you will be empowered to make good sound decisions concerning your health and financial goals.  (info@arn-us.com or call 1.800.984.8407)